Categories of Information That We May Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as:  your name, address, social security number, assets and income.
• Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history and parties to transactions.
• Information we receive from consumer reporting agencies, such as: your creditworthiness and credit history.

Categories of Information That We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law.

Disclosure As Permitted By Law

We may disclose all of the information we collect, as described above, to service providers and companies that perform marketing services on our behalf (for example, check printing companies).

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you ever have questions or concerns about the integrity of your account information, please contact us at:

           Main Office:     235 Chestnut Street, Roselle, NJ 07203 - (908) 245-1885
           Branches:       14 Morristown Road, Bernardsville, NJ 07924 - (908) 221-9100
                                 118 West Main Street, High Bridge, NJ 08829 - (908) 638-8100
                                 655 Raritan Road, Cranford, NJ 07016 - (908) 272-0333